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How to Calculate Your Real Hourly Wage (and Why You Should)

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Learn how to calculate your real hourly wage.

Like many of you, I was first introduced to the concepts of calculating your real hourly wage and trading your time (or life energy) for money in the book, Your Money or Your Life.

If you haven’t read it, I highly recommend it. You should be able to find a copy at your local library. If you can’t find it, ask your librarian to request a transfer from a library in-network.

One of the main tenets of the book, is that we all have a finite amount of life energy. That life energy is equivalent to our time on this earth or, in other words, the time that we’re alive.

When we go to work to earn an income, we are essentially trading that time for the money we receive from working.

To get the most out of our time, we should strive to make the highest wage, right?

The short answer is yes, but it shouldn’t just be your highest hourly wage. It should be your highest real hourly wage.

Keep reading to learn more.

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11 Ways to Earn Passive Income

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11 Ways to Generate Passive Income

Do you ever wonder how people can become financially independent, especially so early in life? How it’s possible that they can get to the point where they no longer have to work for a paycheck?

The answer is passive income. They have found a way to generate income utilizing work they’ve done in the past. If you are hoping to become financially independent or just retire comfortably one day, you need to start creating sources of income that will continue to pay out long after the work is done. I’ve listed 11 sources below to get you started.

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How to Make Better Personal Finance Decisions

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How to Make Better Personal Finance Decisions

To get ahead in your personal finances, you need to learn how to make better personal finance decisions. The key to making better financial decisions is to be intentional with each decision you make. You need to understand your entire financial picture and understand how each decision you make influences your current finances as well as your future financial goals.

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When Should You Ask for a Pay Raise at Work?

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When Should You Ask Your Boss for a Pay Raise?

Asking your supervisor for a pay raise can be a stressful situation, especially if you don’t know when you should ask your boss for a pay raise at work and how to ask your boss for a pay increase.

In fact, it feels so daunting for some people that they avoid it and just don’t do it altogether. They feel like they’re boss should be aware of their accomplishments and just offer a raise or promotion without provocation.

Unfortunately, this happens infrequently. Most bosses are very busy and have very little time to reflect on the accomplishments of their direct reports. They’re too busy worrying about the next goal, client, milestone, etc. that needs to be completed.

With this in mind, you need to be proactive and advocate for yourself at work. Learn when you should ask your boss for a pay raise at work to have a better chance of achieving the pay increase you covet and deserve.

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How to Ask Your Boss for a Pay Raise

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How to Ask Your Boss for a Pay Raise

Asking your boss for a pay increase doesn’t have to be an anxiety inducing event. If you’re well-prepared and understand how to ask your boss for a pay raise, it can be just like any other work meeting.

There’s nothing wrong with asking for a raise, in fact, its something that shows how driven and ambitious you are (usually good signals for your upper management).

Unfortunately, people often think their boss should just recognize their accomplishments and give them a raise without having to ask.

This is rarely the case.

Most bosses are very busy and are reactive in nature. If you don’t let them know that you are interested in a raise, they’re not going to know and certainly aren’t going to explore giving you one.

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Swagbucks Review: How to Make Extra Money with Swagbucks

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Swagbucks Review - How to Make Extra Money with Swagbucks

Are you looking for a legitimate way to make extra money online? Did you stumble upon Swagbucks, but wanted to perform a little due diligence before signing up?

Is Swagbucks safe? real? legit? a scam?

As you can see, people want to make sure Swagbucks is the real deal and worth their time before signing up.

In my Swagbucks review below, I hope to show how Swagbucks is indeed legit and how you can make extra money online with Swagbucks.

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