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Take Advantage of Public Library Benefits & Save Money

Learn how to save money by taking advantage of these public library benefits!

Looking for a great new place to pick up your next audiobook, movie, or even toys for the little ones; all for free? Well it just so happens, that you can get all of those things at your local public library.

Keep on reading to learn how to save money by taking advantage of these 36 public library benefits.

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The True Cost of Car Ownership

For most people, buying a vehicle is their highest expense next to purchasing a home. As such, it’s important that you purchase a vehicle that is not only affordable now, but will continue to fit your car budget long into the future. To determine the true cost of car ownership, you’ll need to not only know the vehicle purchase price, but also the car financing, fuel, insurance, taxes, depreciation, and maintenance per mile and per year.

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How to Budget With an Irregular Income

Does your budget vary from paycheck to paycheck? Do you want to budget, but aren’t sure how to budget with an irregular income?

Don’t worry, there are plenty of people that have fluctuating incomes. Budgeting with an inconsistent income isn’t much more complicated than on a fixed income, and can be just as easy to track month to month. To learn how to budget on an irregular income, please read on.

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11 Reasons Why You Need a Budget

Do I need a budget? The definitive answer is YES. To illustrate the importance of a budget, let’s compare it to something most people can relate to, a family vacation.

For this metaphor, let’s say your financial goals are the destination and your budget is the map. Would you leave home on vacation without a map (i.e. some way of determining where you are and how to get to your destination)? For most people, the answer is no.

So why would you treat your personal finances any differently? Why would you live your life with no idea where you stand financially or how to use your finances to achieve your financial goals?

Read these 11 reasons why you need a budget.

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How to Save Money as a College Student

Want to enter the job market debt free? Learn how to save money as a college student.

The last thing you probably want to think about is how to save money as a college student, however, it’s necessary to minimize debt and establish good financial habits early to get ahead on your financial and professional life.

The more debt you rack up in college, the longer it will take for you to truly start living. It will take longer to realize your full paycheck, save for a house, save for retirement, etc. If you’re not careful, the debt you accumulate in college can hold you hostage for the rest of your life. To help you avoid this bleak outlook, please see below a list of ways you can save money on college.

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How We Saved Money on TV by Cutting the Cord

Learn how much money we saved on tv entertainment each month by cutting the cord & watching streaming services.

Are you interested in saving money on your tv entertainment by cutting the cord? We’d been exploring the idea for months, but never could find the right mix of devices and streaming services to satisfy our entertainment needs. Finally, the beginning of this year, we decided to cancel cable and go with a combination of YouTube TV and Philo. This change has saved us ~$60/month (~$720/year) and provides more features and entertainment options than our local cable provider. Please keep reading to learn how we save money each month on TV entertainment by cutting the cord.

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